Since 1988, when the national

Since 1988, when the national pension system was introduced, my father-in-law joined the national pension system and made long-term payments for more than 30 years. He retired from his job after completing his retirement age and started receiving the national pension, but he comes out about 200 per month. Even with this much, I think it will not be bad for my retirement. I think his sincere service at a company for decades played a part.

As of last year, the average monthly pension amount per person received by national pensioners is around 600,000 won, those who have paid for more than 20 years are in the early 1 million won range, and those who pay for 30 years are in the mid to late 1 million won range to 200 if it comes out really well.

Currently, the replacement rate is in the 40% range, but you shouldn't think that an office worker who received 500 will receive 200. In reality, I think it's better to think of it as thank you if it's in the 20-30% range. In our time, there is a high possibility that you will receive less than 1 million won per month if you continue to work for nearly 30 years and earn 2-400 years.

You don't even know when you will die, but you can get the national pension as soon as possible when you can apply for it early, and a personal pension that can be received 10 years earlier is a real necessity now. And make sure to get a yellow umbrella deduction that self-employed people can receive five years earlier.

And if you're going to rely on the national pension, "over a certain salary" and "working hours" are important, so work hard in one place. If you're a person who takes a break from work and then goes here and there, will you be able to pay your own national pension properly?