Payments with less pain promote consumption rather than saving for old age or sa

Payments with less pain promote consumption rather than saving for old age or saving for a home.

If you pay in cash and not by card after dinner, we think about the value and price of the dinner. But we pay with cards and eat expensive food without thinking about it. Tipping in the U.S. is also the reason why if you make a payment with a credit card, you get a lower amount of money.

Due to the convenience of transactions now, there are many simple payment methods.
Amazon's one-click payment was patented by Amazon. In other words, the payment is made by one click. Coupang brought it after the patent expired...
It's too easy to buy. This reduces the pain of the price.

But this kind of payment method creates huge overconsumption.
We have to be wary of increasing our own consumption because the way we don't pay cash is so convenient.

The best way is to set a limit and use only that much
For example, you pay everything with a debit card, put only the money you spent this month into a special bank account, and link the debit card to it to use only the amount in this account's balance. Of course, this doesn't reduce overconsumption much, but it will reduce consumption rather than not doing it.

Everyone knows that the stove is hot because it has been burned once. You experience and be careful about something hot through a slight touch without knowing it.

And so is money, and when you pay in cash, because you know the pain, and with the advent of a simple payment method, you're going to have to pay attention to it, and we're going to have very little of this pain, which is a serious problem.